KYB Pricing 2026
Know Your Business per-entity verification is materially more expensive than individual KYC because business-registry lookups, beneficial-ownership tracing and entity-sanctions screening pass through underlying registry costs.
Why KYB is expensive
KYB combines several costly sub-steps that individual KYC does not need:
- Business-registry lookups (Companies House in UK, state SOS in US, RCS in France, etc.) These registries charge per-record fees that pass through to your vendor and ultimately to you.
- Beneficial-ownership tracing. The vendor must walk the ownership chain to find ultimate beneficial owners (UBOs) at 25%+ control or ownership thresholds.
- UBO KYC. Once UBOs are identified, each one needs individual KYC plus PEP/sanctions screening.
- Entity-level sanctions and adverse media. Screening the business entity against OFAC entity lists, EU consolidated, jurisdiction-specific.
- Address and operating-history verification. Confirming the business actually exists at the registered address and has operating history.
The single published per-check KYB rate
Ondato publishes Know Your Business at EUR 600 per check on its identity-verification pricing page. That is the right magnitude for a manual-grade enhanced due diligence including registry pulls and UBO tracing in EU jurisdictions. Higher-complexity cross-border or opaque-jurisdiction KYB can run multiples of that.
Vendors that handle KYB without a public per-check rate
| Vendor | KYB status | Notes |
|---|---|---|
| Sumsub | Sold per case, quote | Beneficial-ownership tracing in Compliance tier scope, priced separately |
| Veriff | KYB module on Plus/Premium tiers, quote | Headline KYB rate not on pricing page |
| Trulioo | Quote-only, strongest cross-border | 195+ countries for KYB + KYC combined |
| Onfido (Entrust) | Quote-only since 2024 | KYB bundled with Entrust commercials |
| Jumio | Quote-only enterprise KYX | KYB included in KYX bundle for enterprise contracts |
| Persona | Quote-only, custom KYB workflows | Routing to underlying KYB data providers |
The KYB cost drivers worth modelling
- Number of UBOs. A business with 3 UBOs has roughly 3x the KYC cost of a business with 1 UBO. Sole-trader equivalent KYB is cheap; a multi-shareholder layered entity is expensive.
- Jurisdiction complexity. US Delaware LLC, UK Limited and French SARL have well-indexed registries with quick lookups. Cayman, BVI, Panama, Marshall Islands entities have opaque registries with more manual work.
- Ownership layering. A holding company owning a holding company owning the operating entity multiplies registry pulls.
- UBO PEP/sanctions hit rate. Higher hit rates trigger enhanced due diligence, which is additional cost.
Worked example: a payment-marketplace KYB workload
Acme Marketplace Co. (illustrative example, not a real company) onboards 500 new business sellers per month, averaging 1.5 UBOs per business, mixed UK/US/EU jurisdictions.
The Ondato published rate is the only verified per-check published anchor we have. A real procurement will get tiered KYB quotes from Sumsub, Veriff, Trulioo and others, and the per-check rate on automated-only-tier KYB will be cheaper than the EUR 600 manual-grade level. We do not publish those rates because none of those vendors publish them; you get them on a sales call.
What we will not estimate
We will not publish "typical KYB pricing $20-$300 per business" ranges. The variance between automated KYB (single jurisdiction, simple structure) and manual KYB (cross-border, layered ownership) is too wide to collapse into one range without misleading procurement.