KYC Cost Calculator 2026
Compare 14 KYC vendors on monthly verification cost. Six publish USD list prices and compute exactly; Stripe (GBP) and Ondato (EUR range) are shown for context; six quote-only vendors carry a sales-contact link rather than an inferred number.
KYC vendor cost calculator
Tune your monthly verification volume and compliance mix. Calculator runs on published list prices for the 6 USD-public vendors. Stripe (GBP-listed), Ondato (EUR range), and the 6 quote-only vendors show below for context.
| Rank | Vendor | Monthly | Per check (effective) | Notes |
|---|---|---|---|---|
| 1 | Didit per verification | $2,475 | $0.31 | AML screening included in this tier at no extra per-check cost. First 500 verifications/month are free, remainder billed at $0.33. |
| 2 | Socure per verification | $5,400 | $0.68 | AML screening included in this tier at no extra per-check cost. Applied Socure Launch tier's $1,000 monthly free credits. |
| 3 | Shufti Pro per verification | $7,600 | $0.95 | AML screening included in this tier at no extra per-check cost. |
| 4 | Veriff per verification | $11,520 | $1.44 | Base rate applied. |
| 5 | Sumsub per verification | $14,800 | $1.85 | AML rate uses Sumsub Compliance tier delta ($1.85 vs $1.35); whole-account switch to Compliance applies once any AML is needed in practice. |
| 6 | iDenfy per verification | $16,888 | $2.11 | Base rate applied. |
| FX | Stripe GBP list price | Pricing published in GBP, not USD. Excluded from USD stack to avoid currency drift. See the vendor page for the GBP or EUR figure. | ||
| Q | Ondato Quote only | Pricing not publicly disclosed by Ondato. Contact Ondato sales. | ||
| Q | Onfido (Entrust) Quote only | Pricing not publicly disclosed by Onfido (Entrust). Contact Onfido (Entrust) sales. | ||
| Q | Persona Quote only | Pricing not publicly disclosed by Persona. Contact Persona sales. | ||
| Q | Jumio Quote only | Pricing not publicly disclosed by Jumio. Contact Jumio sales. | ||
| Q | Trulioo Quote only | Pricing not publicly disclosed by Trulioo. Contact Trulioo sales. | ||
| Q | Alloy Quote only | Pricing not publicly disclosed by Alloy. Contact Alloy sales. | ||
| Q | Plaid Quote only | Pricing not publicly disclosed by Plaid. Contact Plaid sales. | ||
How we calculate
Base = monthly volume x per-verification rate from the vendor pricing page. AML portion = volume x screening share x add-on rate. For Sumsub, AML triggers a whole-account move to the Compliance tier ($1.85 base, $299/mo min); we model it as a per-check delta against the Basic rate so the comparison stays like-for-like. Liveness add-on applied only to iDenfy ($0.25/check on Basic). Manual review at $0.55/check applied to iDenfy Basic only. Monthly minimums enforced.
Free-tier handling: Didit's 500 Full KYC bundles per month are subtracted before billing. Shufti Pro Free Forever covers up to 10/month. Socure's $1,000 monthly free credit is subtracted from the raw total. Veriff, Sumsub and iDenfy free trials are time-limited and not modeled.
What this calculator does not do
- It does not include the quote-only vendors in the cost stack. Onfido (Entrust), Persona, Jumio, Trulioo, Alloy and Plaid IDV are surfaced with a contact-sales link rather than an inferred number.
- It does not convert Stripe Identity (GBP) or Ondato (EUR) into the stack. Stripe's GBP 1.25 is the official list price. The $1.57 USD figure elsewhere is an approximation at June 2026 GBP/USD ~1.26, not a Stripe rate. Ondato publishes only a range (EUR 1.40 to 0.50).
- It does not model implementation cost. Onboarding engineering and ongoing tuning are typically 40-200 engineer-hours regardless of vendor.
- It does not model KYB. KYB carries a different cost basis (per-entity, often $5-$30 per business verification).
See methodology for the full source list and verification dates. See quote-only vendors for why we will not infer numbers for the six sales-led vendors.